The plans

Two plans, one single difference

Everything computed on our side is free: manual entry, the dashboard, the analyses, the goals, the tax checklist and the exports. Épargna+ adds automatic account syncing — and nothing else.

New to Épargna? See what the platform does.

Automatic connections are open to everyone during the launch. An Épargna account is all it takes: no subscription, no card details. This is not the product being free, it is a phase: it will close, it will be announced beforehand, and never retroactively.

The two plans

Épargna

Free

Everything you own, entered by hand.

For anyone who wants a real dashboard without linking accounts.

Accounts, holdings and property entered by hand
Net worth, allocation, concentration, liquidity
Wrappers, target allocation, fee scanner, goals
Tax checklist and PDF/CSV exports

Create an account

Épargna+

From€5per month

Automatic syncing of your accounts.

For anyone done re-typing balances every month.

Everything in Épargna, without exception
Banks and loans kept in sync
Brokers, crypto platforms, on-chain addresses
Cancel online, at any time

See pricing

Line by line

Guides, comparison tables and referral codes
Épargna : IncludedÉpargna+ : Included
Manual entry: accounts, holdings, property
Épargna : IncludedÉpargna+ : Included
Net worth, allocation, concentration, liquidity
Épargna : IncludedÉpargna+ : Included
Wrappers, target allocation, fee scanner, insights
Épargna : IncludedÉpargna+ : Included
Goals, history and charts
Épargna : IncludedÉpargna+ : Included
Tax checklist — which forms apply to you
Épargna : IncludedÉpargna+ : Included
PDF and CSV exports
Épargna : IncludedÉpargna+ : Included
Automatic syncing: bank, broker, crypto, on-chain
Épargna : Not includedÉpargna+ : Included

Comparison of the two plans. Each row states whether the item is included in Épargna and in Épargna+.
What you get	Épargna	Épargna+
Guides, comparison tables and referral codes	Included	Included
Manual entry: accounts, holdings, property	Included	Included
Net worth, allocation, concentration, liquidity	Included	Included
Wrappers, target allocation, fee scanner, insights	Included	Included
Goals, history and charts	Included	Included
Tax checklist — which forms apply to you	Included	Included
PDF and CSV exports	Included	Included
Automatic syncing: bank, broker, crypto, on-chain	Not included	Included

One technical limit only, the same in both plans: 100 holdings per account and per save.

Why syncing is the only thing we charge for

Linking an account goes through an aggregation provider that bills us when the connection opens, then again at every refresh. That is a real expense, proportional to usage. Hiding it does not make it go away: it just shifts onto someone else, or onto advertising.

The rest runs on our own servers and costs us no more depending on who asks for it. So we have no honest reason to lock it, and we do not: no cap on accounts, no greyed-out chart, no figure hidden behind a subscription. The only closed door is called “link my bank”.

Épargna+ pricing

Monthly
€5per month
Quarterly
€12for 3 months
that is €4 a month
−20 % against the monthly plan
Yearly
€30per year
that is €2.50 a month
−50 % against the monthly plan

Online payment is connected to no provider at the moment: no button on this page charges anything, and the prices above are announced for later.

A subscription is attached to an Épargna account. Create yours — it is free and takes a minute — then come back here.

Create an account I already have an account: sign in